They think their current account is the best around and other people agree. 94% of smile bank account customers would recommend the smile bank account totheir friends. Plus, they have twice been voted "best online current account' by Guardian and Money Observer readers.

Apply for a smile bank account Here

you get a guaranteed free of fees £500 overdraft on your account at 9.9% EAR,

If you need more just ask and smile will stil not charge you a fee, you just pay the interest, which at 9.9% is very reasonable for a no fee overdraft

3.04% AER, that's 30 times more interest than some other banks pay
£ 500 fee-free overdraft, at only 9.9% EAR
special rates on the smile credit card, savings account and cash mini ISA
£500 fee free guaranteed overdraft
All the convenience of banking online but with 24 hour support via e-mail or the telephone
Smile have a strict Ethical Policy, which means your money will never be invested
in unethical organisations
Hassle free account switching that usually takes just 14 days.   Apply Now